Insurance in climbing

Have you ever wondered why it is so damn hard to find an insurance within mainstream insurance companies that covers climbing? The answer is quite easy, climbing is a free and mostly uncommercial sport. You take your gear, your partner and head on wherever you want to go. You are on your own, don’t have to pay anyone for the access to the crag or show anyone any certificate confirming your skills. The beauty of the climbing can sometimes be it’s curse. The insurance companies don’t want to enter this business because most of the times there is no commercial company supervising the climbers while climbing, there is no business body responsible for the climbers. It’s just the climbers. Unlike diving or other commercial sports where you usually become a client of some company to conduct your favorite passion. If something goes wrong, your insurance company can always try to blame the local dive centre for this fuck up. And get the money from them.

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Ton Sai average prices

Prices from Ton Sai beach, early 2013:

Shake 50-80 baht
Small beer 50-80 baht
Large beer 120-140 baht
Musli 60 baht
French toast 60 baht
Bottled water 10-30 baht
Chicken with rice or noodles 80 baht
Happy hour pizza 150 baht
Other dinner meals 80-200 baht ( but i gets higher if you want some fresh fish)
Joint 200 baht
Pancake 50-60 baht
2 person fan bungalow 400-1000 baht
Boat to Ao Nang 100 baht
10 minutes of Internet 20-30 baht (it is 10 baht on Railey beach)